18 mamlakatdan 400 dan ortiq delegat 27\u201328 oktabr kuni Samarkandda Samarkand islom moliyasi forumi (SIFF) 2026 uchun yig\u02bbildi. Unda O\u02bbzbekiston Markaziy banki mamlakat siyosiy majburiyatlardan operatsion islom moliyasi xizmatlariga o\u02bbtish jarayonida qurmoqchi bo\u02bblgan institutsional arxitekturani bayon etdi.<\/p>\n
Forumning birinchi kuni Markaziy Osiyoda islom moliyasini rivojlantirish, shariat talablariga mos mahsulotlarni an'anaviy banklarga integratsiya qilish va ushbu xizmatlar uchun nazorat mexanizmlarini yaratish masalalariga bag\u02bbishlandi. Ikkinchi kun kapital bozorlari \u2014 jumladan, sukuk vositalarini joriy etish \u2014 va malakali mutaxassislarni tayyorlash mavzulariga o\u02bbtildi; ishtirokchilar keng jamoatchilik ishonchini qozonish uchun moliyaviy savodxonlikni oshirish va islom moliyasi mahsulotlari haqida aniq axborot yetkazish zarurligini ta\u02bckidladi.<\/p>\n
Markaziy bankning Islom moliyasi loyiha ofisidagi ishchi guruh rahbari Adhamxon Haydarov forumda O\u02bbzbekiston bir necha yil oldin islom moliyasini joriy etgan, biroq aniq kamchiliklarga duch kelgan Qozog\u02bbiston, Qirg\u02bbiziston va Tojikiston tajribasini o\u02bbrganishi zarurligini aytdi. Uning so\u02bbzlariga ko\u02bbra, maqsad \u2014 ushbu xatolarni takrorlamaslik, shu bilan birga Malayziya va Yaqin Sharqning ilg\u02bbor amaliyotidan foydalanish.<\/p>\n
Haydarov to'g'ri ishlayotgan islom moliyasi xizmatlari diniy sabablarga ko\u02bbra an'anaviy bankdan qochayotgan \u2014 foizli kreditlarga e\u02bctiroz bildirib, kredit iqtisodiyotidan butunlay chetda qolgan tadbirkorlar va uy xo\u02bbjaliklarini rasmiy moliya tizimiga jalb etishini ta\u02bckidladi. Islom moliyasi foizli kreditlarni savdo, ijara va sheriklik kelishuvlariga asoslangan tuzilmalar bilan almashtiradi.<\/p>\n
Tartibga solish masalasida Haydarov Markaziy bankda Shariat nazorat kengashi tashkil etilganini tasdiqladi. Rejalashtirilgan tizim doirasida islomiy moliya xizmatlarini taqdim etuvchi har bir tashkilot o'z shariat nazorat kengashiga ega bo'lishi shart bo'ladi, bunday kengashlar esa o'zaro hamkorlikda faoliyat yuritadi. Uning so'zlariga ko'ra, moliya muassasalari o'z faoliyati va natijalari haqida shaffof ma'lumot e'lon qilishga ham majbur bo'ladi.<\/p>\n
Forum doirasida huquqiy asoslar yuzasidan olib borilgan muhokamalar shariat talablariga muvofiqlik va ichki nazorat tizimlarini shakllantirish masalalarini qamrab oldi \u2014 bu amaliy savollar O'zbekistonning islomiy moliya sektori pilot bosqichidan chiqib, ishonchli tarzda faoliyat yurita olishi yoki olmasligini belgilab beradi.<\/p>\n","protected":false},"excerpt":{"rendered":"
18 mamlakatdan 400 dan ortiq delegat Samarkandda yig\u02bbildi: O\u02bbzbekiston Markaziy banki ikki bosqichli shariat nazorat tuzilmasini batafsil bayon etdi va Qozog\u02bbiston, Qirg\u02bbiziston hamda Tojikistondagi xatolardan saboq olishga va\u02bcda berdi.<\/p>\n","protected":false},"author":7,"featured_media":6888,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[43],"tags":[589,381,578,121,742,630],"ucw_region":[],"ucw_sector":[],"ucw_issue":[],"ucw_institution":[],"ucw_case_status":[],"ehb_region":[],"uov_series":[],"class_list":["post-6887","post","type-post","status-publish","format-standard","has-post-thumbnail","category-governance-reform","tag-islamic-finance","tag-central-bank","tag-financial-inclusion","tag-samarkand","tag-sharia-compliance","tag-sukuk"],"_links":{"self":[{"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/posts\/6887","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/comments?post=6887"}],"version-history":[{"count":0,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/posts\/6887\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/media\/6888"}],"wp:attachment":[{"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/media?parent=6887"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/categories?post=6887"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/tags?post=6887"},{"taxonomy":"ucw_region","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/ucw_region?post=6887"},{"taxonomy":"ucw_sector","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/ucw_sector?post=6887"},{"taxonomy":"ucw_issue","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/ucw_issue?post=6887"},{"taxonomy":"ucw_institution","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/ucw_institution?post=6887"},{"taxonomy":"ucw_case_status","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/ucw_case_status?post=6887"},{"taxonomy":"ehb_region","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/ehb_region?post=6887"},{"taxonomy":"uov_series","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/uov_series?post=6887"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}