{"id":6984,"date":"2026-11-02T10:35:48","date_gmt":"2026-11-02T10:35:48","guid":{"rendered":"https:\/\/uzbekistanobserver.com\/uz\/narodny-bank-and-agrobank-dominate-family-support-lending-as-programme-tops-316-billion-soums\/"},"modified":"2026-11-02T10:35:48","modified_gmt":"2026-11-02T10:35:48","slug":"narodny-bank-and-agrobank-dominate-family-support-lending-as-programme-tops-316-billion-soums","status":"publish","type":"post","link":"https:\/\/uzbekistanobserver.com\/uz\/narodny-bank-and-agrobank-dominate-family-support-lending-as-programme-tops-316-billion-soums\/","title":{"rendered":"Narodny Bank va Agrobank oilaviy qo\u02bbllab-quvvatlash kreditlashida yetakchilik qilmoqda: dastur bo\u02bbyicha 316 milliard so\u02bbmdan oshdi"},"content":{"rendered":"<p>Davlatga tegishli uchta kredit muassasasi O\u02bbzbekistonning oilaviy qo\u02bbllab-quvvatlash kredit dasturi doirasida ajratilgan mablag\u02bblarning mutlaq ko\u02bbpchilik qismini o\u02bbzlashtirdi: Markaziy bankning 2026-yil 1-oktabr holatiga e\u02bclon qilgan raqamlariga ko\u02bbra, Narodny Bank, Agrobank va Mikrokreditbank birgalikda dastur bo\u02bbyicha berilgan 316,9 milliard so\u02bbmning deyarli barchasini tashkil etdi.<\/p>\n<p>Narodny Bank katta farq bilan yetakchilik qilib, 149,5 milliard so\u02bbmlik kredit berdi. Agrobank yilning dastlabki to\u02bbqqiz oyi davomida 93,7 milliard so\u02bbm ajratib, ikkinchi o\u02bbrinni egalladi. Mikrokreditbank esa 3 800 dan ortiq jismoniy shaxsga jami 73,7 milliard so\u02bbm miqdorida kredit tasdiqlagan holda uchinchi o\u02bbrinda turadi. Barcha ishtirokchi muassasalar bo\u02bbyicha dastur doirasida jami 16 300 ta kredit berildi.<\/p>\n<h2>Janubiy va sharqiy mintaqalar eng ko\u02bbp kredit jalb qilmoqda<\/h2>\n<p>Qashqadaryo viloyati oilaviy qo\u02bbllab-quvvatlash mablag\u02bblarining eng katta ulushini oldi: banklar bu yerga 42,2 milliard so\u02bbmdan ortiq mablag\u02bb yo\u02bbnaltirdi. Farg\u02bbona 35,3 milliard so\u02bbm bilan ikkinchi o\u02bbrinda, Surxondaryo esa 31 milliard so\u02bbm bilan uchinchi o\u02bbrinda turadi. Samarqand viloyatida 27,9 milliard so\u02bbm, Xorazmda 25,2 milliard so\u02bbm, Toshkent viloyatida 24,1 milliard so\u02bbm qayd etildi. Andijon ulushi 23,4 milliard so\u02bbmni tashkil etdi.<\/p>\n<p>Kreditlashning Qashqadaryo, Farg\u02bbona va Surxondaryoda \u2014 O\u02bbzbekistonning eng ko\u02bbp aholili va qishloq xo\u02bbjaligi jihatidan faol uchta viloyatida \u2014 to\u02bbplanishi ham ushbu mintaqalarning demografik og\u02bbirligi, ham dasturning poytaxtdan tashqaridagi uy xo\u02bbjaliklariga qaratilgan e\u02bclon qilingan yo\u02bbnalishini aks ettiradi.<\/p>\n<h2>Kreditlashning umumiy manzarasi<\/h2>\n<p>Oila-qo\u02bbllab-quvvatlash ko\u02bbrsatkichlari ancha keng miqyosdagi kredit kengayishining bir qismini tashkil etadi. O\u02bbzbekiston banklari 2026-yil 1-oktabrgacha bo\u02bblgan to\u02bbqqiz oy davomida jami 659,1 trillion so\u02bbmlik kredit berdi. Ushbu umumiy summaning 73,2 trillion so\u02bbmi jismoniy shaxslarga, 224,3 trillion so\u02bbmi esa yuridik shaxslarga ajratildi; qolgan qismi boshqa toifalar o\u02bbrtasida taqsimlandi.<\/p>\n<p>Umumiy kreditlashning geografik taqsimotida Toshkent shahri yetakchilik qildi: uning ulushi 297,5 trillion so\u02bbmni tashkil etib, bu mamlakat bo\u02bbyicha umumiy ko\u02bbrsatkichning deyarli yarmiga teng. Farg\u02bbona viloyati 38,7 trillion so\u02bbm bilan ikkinchi, Samarqand esa 34,5 trillion so\u02bbm bilan uchinchi o\u02bbrinda turdi. Poytaxtning ulkan ulushi, maqsadli ijtimoiy dasturlar chakana kreditni viloyatlarga yo\u02bbnaltirish uchun harakat qilayotgan bir paytda, korporativ va tijorat qarzlarining Toshkentda barqaror tarzda to\u02bbplanib qolayotganini yaqqol ko\u02bbrsatib turibdi.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Markaziy bank ma\u02bclumotlariga ko\u02bbra, 1-oktabr holatiga \u00abOilaviy qo\u02bbllab-quvvatlash\u00bb dasturi doirasida 16 300 ta kredit berilgan bo\u02bblib, mintaqaviy qamrov bo\u02bbyicha Qashqadaryo, Farg\u02bbona va Surxondaryo yetakchilik qilmoqda.<\/p>\n","protected":false},"author":3,"featured_media":6985,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[360],"tags":[],"ucw_region":[],"ucw_sector":[],"ucw_issue":[],"ucw_institution":[],"ucw_case_status":[],"ehb_region":[],"uov_series":[],"class_list":["post-6984","post","type-post","status-publish","format-standard","has-post-thumbnail","category-business"],"_links":{"self":[{"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/posts\/6984","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/comments?post=6984"}],"version-history":[{"count":0,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/posts\/6984\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/media\/6985"}],"wp:attachment":[{"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/media?parent=6984"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/categories?post=6984"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/tags?post=6984"},{"taxonomy":"ucw_region","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/ucw_region?post=6984"},{"taxonomy":"ucw_sector","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/ucw_sector?post=6984"},{"taxonomy":"ucw_issue","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/ucw_issue?post=6984"},{"taxonomy":"ucw_institution","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/ucw_institution?post=6984"},{"taxonomy":"ucw_case_status","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/ucw_case_status?post=6984"},{"taxonomy":"ehb_region","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/ehb_region?post=6984"},{"taxonomy":"uov_series","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/uov_series?post=6984"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}