{"id":7620,"date":"2026-11-13T03:24:33","date_gmt":"2026-11-13T03:24:33","guid":{"rendered":"https:\/\/uzbekistanobserver.com\/uz\/culture-arts-and-literature-workers-to-receive-mortgage-subsidies-under-new-government-rules\/"},"modified":"2026-11-13T03:24:33","modified_gmt":"2026-11-13T03:24:33","slug":"culture-arts-and-literature-workers-to-receive-mortgage-subsidies-under-new-government-rules","status":"publish","type":"post","link":"https:\/\/uzbekistanobserver.com\/uz\/culture-arts-and-literature-workers-to-receive-mortgage-subsidies-under-new-government-rules\/","title":{"rendered":"Madaniyat, San&#8217;at va Adabiyot Xodimlari Yangi Hukumat Qoidalari Asosida Ipoteka Subsidiyalarini Olish Imkoniyatiga Ega Bo&#8217;ladi"},"content":{"rendered":"<p>O&#039;zbekistonda madaniyat, san&#039;at va adabiyot sohasida faoliyat yurituvchi mutaxassislar ipoteka krediti orqali kvartira sotib olishda davlat subsidiyalaridan foydalanish uchun ariza topshira oladi \u2014 bu imkoniyat mazkur sxemaning shartlari va tartib-qoidalarini belgilab beruvchi yangi tasdiqlangan qoida asosida amalga oshiriladi.<\/p>\n<p>Qoidaga ko&#039;ra, subsidiyalar birlamchi uy-joy bozorida kvartira sotib olishga yo&#039;naltiriladi va Iqtisodiyot va Moliya vazirligi tomonidan qayta moliyalashtiriladigan ipoteka kreditlari orqali amalga oshiriladi. Muvofiqliq talablariga javob beradigan kvartiralar arizachining asosiy ish joyi joylashgan hudud bilan bir xil mintaqada bo&#039;lishi shart.<\/p>\n<p>Muvofiqliq talablariga javob berish uchun arizachilar davlat axborot tizimlari orqali avtomatik tarzda tekshiriladigan bir qator shartlarni bajarishi lozim. Jumladan: arizachi va turmush o&#039;rtog&#039;ining umumiy daromadi belgilangan chegaralar doirasida bo&#039;lishi kerak; arizachi ham, turmush o&#039;rtog&#039;i ham so&#039;nggi ikki yil ichida mamlakatning hech bir joyida turar-joy mulkiga ega bo&#039;lmagan bo&#039;lishi kerak; arizachining madaniyat, san&#039;at yoki adabiyot sohasida kamida uch yillik kasbiy tajribasi bo&#039;lishi kerak; hamda arizachi so&#039;nggi uch yilning kamida uchida ushbu sohalarda faoliyat yuritish litsenziyasiga ega bo&#039;lgan bo&#039;lishi kerak.<\/p>\n<p>Arizalar Davlat xizmatlari markazlari yoki my.gov.uz yagona davlat xizmatlari portali orqali topshiriladi. Subsidiya har bir oilaga bir marta beriladi va qayta talab qilinishi mumkin emas.<\/p>\n<p>Arizachi subsidiya tasdiqlanganligi to&#039;g&#039;risida bildirishnoma olgandan so&#039;ng, ipoteka krediti yordamida birlamchi bozordagi kvartira sotib olish uchun qurilish yoki \u0437\u0430\u0441\u0442\u0440\u043e\u0439\u0449\u0438\u043a tashkiloti bilan shartnoma tuzishi shart. Agar subsidiya \u2014 dastlabki to&#039;lovning bir qismini qoplashga mo&#039;ljallangan \u2014 o&#039;tkazilgan kundan boshlab 30 kun ichida ishlatilmasa, bank mablag&#039;larni O&#039;zbekiston Respublikasining davlat byudjetiga qaytarishi shart.<\/p>\n<p>Qoidada individual subsidiyalarning pul miqdori yoki dasturga ajratilgan umumiy byudjet ko&#039;rsatilmagan.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yangi qoida O&#8217;zbekistonning ijodiy sohalari mutaxassislariga mo&#8217;ljallangan davlat tomonidan qo&#8217;llab-quvvatlanadigan uy-joy subsidiyalari uchun muvofiqliq mezonlarini, ariza topshirish tartibini va bir oilaga bir marta berilish cheklovini belgilab beradi.<\/p>\n","protected":false},"author":7,"featured_media":7621,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[361],"tags":[],"ucw_region":[],"ucw_sector":[],"ucw_issue":[],"ucw_institution":[],"ucw_case_status":[],"ehb_region":[],"uov_series":[],"class_list":["post-7620","post","type-post","status-publish","format-standard","has-post-thumbnail","category-society"],"_links":{"self":[{"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/posts\/7620","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/comments?post=7620"}],"version-history":[{"count":0,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/posts\/7620\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/media\/7621"}],"wp:attachment":[{"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/media?parent=7620"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/categories?post=7620"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/tags?post=7620"},{"taxonomy":"ucw_region","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/ucw_region?post=7620"},{"taxonomy":"ucw_sector","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/ucw_sector?post=7620"},{"taxonomy":"ucw_issue","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/ucw_issue?post=7620"},{"taxonomy":"ucw_institution","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/ucw_institution?post=7620"},{"taxonomy":"ucw_case_status","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/ucw_case_status?post=7620"},{"taxonomy":"ehb_region","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/ehb_region?post=7620"},{"taxonomy":"uov_series","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/uov_series?post=7620"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}