{"id":7628,"date":"2026-11-13T06:20:25","date_gmt":"2026-11-13T06:20:25","guid":{"rendered":"https:\/\/uzbekistanobserver.com\/uz\/six-banks-and-two-microfinance-firms-fined-after-uzbekistan-central-bank-october-reviews\/"},"modified":"2026-11-13T06:20:25","modified_gmt":"2026-11-13T06:20:25","slug":"six-banks-and-two-microfinance-firms-fined-after-uzbekistan-central-bank-october-reviews","status":"publish","type":"post","link":"https:\/\/uzbekistanobserver.com\/uz\/six-banks-and-two-microfinance-firms-fined-after-uzbekistan-central-bank-october-reviews\/","title":{"rendered":"Oltita bank va ikkita mikromoliya tashkiloti jarimaga tortildi: Markaziy bank oktyabr tekshiruvlari natijalari"},"content":{"rendered":"<p>O\u02bbzbekiston Markaziy banki 2026 yil oktyabr oyida o\u02bbtkazilgan tekshiruvlar va nazorat tinglovlari natijasida oltita tijorat banki hamda ikkita mikromaliya tashkilotiga moliyaviy jarimalar qo\u02bbllaganini regulyatorning matbuot xizmati e\u02bclon qildi.<\/p>\n<p>Bank nazorati qo\u02bbmitasi mazkur oy davomida oltita majlis o\u02bbtkazdi va jami 43 ta kun tartibi masalasini ko\u02bbrib chiqqach, qarorlarini chiqardi. Jarimalar prudensial normalarni bajarmaslik, qonun hujjatlari talablarini buzish va joyida o\u02bbtkazilgan tekshiruvlar davomida aniqlangan qoidabuzarliklar uchun qo\u02bbllandi. Yana bir bank va bitta qo\u02bbshimcha mikromaliya tashkiloti bu safar sanksiyalardan qochib qutuldi, biroq ularga kamchiliklar bartaraf etilmasa, majburlov choralari ko\u02bbrilishi mumkinligi haqida rasmiy ogohlantirish berildi.<\/p>\n<h2>Qo\u02bbmita nimal\u0430\u0440ni ko\u02bbrib chiqdi<\/h2>\n<p>Qo\u02bbmita oldidagi 43 ta masalaning yigirma uchtasi ro\u02bbyxatga olish va litsenziyalash masalalariga oid edi. Ularga kredit tashkilotlari ustavlariga kiritilgan o\u02bbzgartirishlar, bank auditlarini o\u02bbtkazish huquqini beruvchi auditor malaka sertifikatlarini taqdim etish, mikromoliya tashkilotlarini ro\u02bbyxatdan chiqarish va akkreditatsiya qilish, hamda to\u02bblov tashkilotlarini litsenziyalash kiradi. Qo\u02bbmita shuningdek kredit tashkilotlarining ustav kapitalidagi ulushlarni egallashga ruxsat olish uchun berilgan arizalarni ko\u02bbrib chiqdi va tijorat banklarining kuzatuv kengashi hamda boshqaruv kengashi lavozimlariga taklif etilgan nomzodlarni, shuningdek muhim deb belgilangan boshqa lavozimlarga nomzodlarni baholadi.<\/p>\n<p>Qolgan 20 ta masala kredit va to\u02bblov tashkilotlarining moliyaviy ahvoliga bag&#039;ishlandi. Muhokamalar Markaziy bank ko\u02bbrsatmalariga va prudensial standartlarga rioya etilishi, bank va bank bo&#039;lmagan kredit muassasalariga o\u02bbtkazilgan tekshiruv tashrif natijalarini, hamda regulyatorning sandbox tizimi doirasida moliyaviy xizmatlarni sinovdan o\u02bbtkazishni qamrab oldi.<\/p>\n<h2>Choraning ahamiyati<\/h2>\n<p>Bir oylik tsikl doirasida bir vaqtning o\u02bbzida sakkizta muassasaga sanksiya qo\u02bbllanilishi nazorat faolligining e&#039;tiborga molik namoyon bo\u02bblishidir. Markaziy bank yig&#039;ma natijalarni e\u02bclon qilib \u2014 alohida muassasalarni noml\u0430magan holda qoidabuzarlik toifalarini ko\u02bbrsatib \u2014 faol ijro etishni signalizatsiya qiladi va nomlangan firmalarni o\u02bbz axborot majburiyatlarini mustaqil boshqarishga qoldiradi. Bitta bank va bitta mikromoli\u0443a firm\u0430\u0441iga bir vaqtda berilgan ogohlantirishlar qo\u02bbmita muvofiqlik tarixi xavf ostida deb hisoblagan qo\u02bbshimcha muassasalarni kuzatib borayotganini ko\u02bbrsatadi.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>O\u02bbzbekiston Markaziy bankining Bank nazorati qo\u02bbmitasi 2026 yil oktyabr oyida oltita bank va ikkita mikromoliya tashkilotini prudensial va qonuniy talablarni buzganligi uchun jarimaga tortdi; yana bir bank va bitta mikromoliya tashkilotiga esa kelajakda sanksiyalar qo\u02bbllanilishi mumkinligi haqida ogohlantirish berildi.<\/p>\n","protected":false},"author":7,"featured_media":7629,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[43],"tags":[1028,381,1030,1029,210,1031],"ucw_region":[],"ucw_sector":[],"ucw_issue":[],"ucw_institution":[],"ucw_case_status":[],"ehb_region":[],"uov_series":[],"class_list":["post-7628","post","type-post","status-publish","format-standard","has-post-thumbnail","category-governance-reform","tag-banking-supervision","tag-central-bank","tag-microfinance","tag-financial-penalties","tag-uzbekistan","tag-prudential-regulation"],"_links":{"self":[{"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/posts\/7628","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/comments?post=7628"}],"version-history":[{"count":0,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/posts\/7628\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/media\/7629"}],"wp:attachment":[{"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/media?parent=7628"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/categories?post=7628"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/tags?post=7628"},{"taxonomy":"ucw_region","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/ucw_region?post=7628"},{"taxonomy":"ucw_sector","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/ucw_sector?post=7628"},{"taxonomy":"ucw_issue","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/ucw_issue?post=7628"},{"taxonomy":"ucw_institution","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/ucw_institution?post=7628"},{"taxonomy":"ucw_case_status","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/ucw_case_status?post=7628"},{"taxonomy":"ehb_region","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/ehb_region?post=7628"},{"taxonomy":"uov_series","embeddable":true,"href":"https:\/\/uzbekistanobserver.com\/uz\/wp-json\/wp\/v2\/uov_series?post=7628"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}