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Professionals working in culture, arts and literature in Uzbekistan will be able to apply for state subsidies to help purchase apartments through mortgage credit, under a newly approved regulation that sets out the terms and procedures for the scheme.
The regulation specifies that subsidies will be directed toward the purchase of apartments on the primary housing market, financed through mortgage loans refinanced by the Ministry of Economy and Finance. Eligible apartments must be located in the same region where the applicant holds their principal place of employment.
To qualify, applicants must meet several conditions that will be verified automatically through government information systems. These include: the combined income of the applicant and their spouse must fall within established thresholds; neither the applicant nor their spouse may have held residential property anywhere in the country during the preceding two years; the applicant must have at least three years of professional experience in culture, arts or literature; and the applicant must have held a licence to practise in those fields for at least three of the past three years.
Applications are to be submitted through State Services Centres or the unified public-services portal at my.gov.uz. The subsidy is granted once per family and cannot be claimed again.
Once an applicant receives notification that a subsidy has been approved, they must conclude a contract with a construction or development organisation to purchase a primary-market apartment using mortgage credit. If the subsidy — which is intended to cover part of the down payment — is not used within 30 days of being transferred, the bank is required to return the funds to the state budget of the Republic of Uzbekistan.
The regulation does not specify the monetary value of individual subsidies or the total budget allocated to the programme.